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Digido.com.ph ("we," "us," "our") is a loan comparison and affiliate platform that connects borrowers with SEC-registered lending partners in the Philippines. We are not a lender, financing company, or lending company. We do not provide loans, make credit decisions, or disburse funds.
Our platform provides:
By using our platform, you understand that we act as an intermediary and that all loan agreements are between you and the lending partner directly.
To use our comparison service, you must be:
Using our comparison service or submitting an application through our platform does not guarantee loan approval. All credit decisions are made solely by the lending partners based on their own criteria. We have no influence over, and take no responsibility for, any lender's decision to approve or deny your application.
DigidoPH earns commissions from our lending partners when users apply for and/or are approved for loans through our platform. This affiliate relationship does not affect the terms or rates offered to you by lenders. We strive to provide unbiased comparisons, but you should always compare offers independently and read all terms before signing any loan agreement.
While we make every effort to provide accurate and up-to-date information about our lending partners' products, interest rates, and terms, we cannot guarantee the accuracy of all information at all times. Loan terms, interest rates, and offers may change without notice. Always verify current terms directly with the lender before proceeding.
Our loan calculator provides estimates only. Actual interest rates, fees, and total repayment amounts may differ based on the specific lender, your credit profile, and current promotions. The calculator should not be used as the sole basis for financial decisions.
By using our platform, you agree not to:
Our platform contains links to third-party websites (lending partners, payment providers, etc.). We are not responsible for the content, policies, or practices of these third-party sites. Your interactions with third-party sites are governed by their own terms and privacy policies.
DigidoPH shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our platform or your interactions with lending partners. This includes but is not limited to: loan denials, unfavorable loan terms, data breaches at third-party sites, or financial losses resulting from borrowing decisions.
All content on Digido.com.ph — including text, graphics, logos, and software — is our property or the property of our licensors and is protected by Philippine and international copyright laws. You may not reproduce, distribute, or create derivative works without our written permission.
We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of the platform after changes constitutes acceptance of the modified terms.
These terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in Metro Manila, Philippines.
For questions about these terms, contact us at: support@digido.com.ph